The Bank of America Near Me tool can be used to find the nearest branch or ATM. Bank of America is one of the largest banks in America. It offers a wide range of banking services to its customers, including checking and savings accounts, credit cards, mortgages, small business services, and investment products.
The bank’s online banking service is extremely popular for its ease of use even when you are not near a Bank of America branch.
Bank of America – Quick Overview
The Bank of America is an American financial conglomerate and investment bank headquartered in Charlotte, North Carolina. The bank was established in San Francisco, California, and took its current form after several acquisitions by other banks when NationsBank of Charlotte purchased it in 1998. Bank of America offers a diverse variety of financial products and services to its customers.
This has made the bank a significant global player, providing a number of different services from home mortgages to credit cards. It is also involved in the finance of a number of other industries including insurance, mortgage, commercial real estate, and equities.
Banking Services Offered by Bank of America
The banking services offered by Bank of America are mainly focused on offering customers a number of financial products such as home mortgages, personal loans, auto loans, business loans, savings accounts, and credit cards. It also organizes consumer and investor transactions, produces and distributes the Bank of America stock market index, and participates in the banking and insurance sectors of the United States. The bank has branches in key cities across the United States.
Bank of America Near me is one of the largest investment banking companies in the United States and is focused upon creating a long-term positive impact on its US customer’s economy. Bank of America is also actively engaged in providing financing and financial solutions to businesses, governments, and other financial institutions throughout the world.
The business of banking is focused upon creating a positive impact on the economy of the united states through effective monetary policy, direct and indirect fiscal stimulus, international trade and monetary cooperation, and efficient management of public resources.
Bank of America offers a number of financial products for both individual consumers as well as institutional customers.
Two Main Product Offerings
Bank of America has two main product offerings: The Savings and Loan and the Mortgage Banking Products. The Savings and Loan product offers a variety of loans, including CDs, money market funds, and mortgage-backed securities. Bank of America also offers two deposit accounts which are popularly called CD Accounts and the Penny Stock Account.
The Penny Stock Account allows investors to invest in a small number of select common stocks without having to hold an account with Bank of America. Each account is assigned a national average interest rate on a monthly basis, which is tied to the prime rate.
Bank of America Near Me offers a number of savings account features through its Bank of America savings and loan programs. The Online Account allows you to conduct all of your banking business transactions online from your personal computer at home, which can be accessed from anywhere in the world. Bank of America also provides a number of online lending options. Bank of America is a member of the National Association of Brokers and Dealers (NADA) and is not an FDIC-insured institution.
Bank of America also provides a number of Internet banking services, including National Automated Clearing House (NACHE) debit/credit card processing and electronic fund transfer services. Bank of America’s Web-based banking services is operated through a system called PCeller, which is operated through the Internet.
PCeller is Bank of America’s preferred provider for PC banking, which provides customers increased security and privacy while they are processing transactions and transferring funds between their accounts. PCeller is available to Bank of America customers twenty-four hours a day, seven days a week, even in the middle of the night, as long as the PCeller system is turned on and accessible. Bank of America is a participating member of the Electronic Fund Transfer Association (EFT Association) and is one of the six New York banking regulators.
Bank of America Near Me
Bank of America ATM Near Me
Utilizing this feature on the Bank of America website’s branch locator feature, you are able to sort your search results to show branches with ATMs. All you need to do is check the “ATM Services available” box.
You can choose the kind of ATM services you require, and filter your results so that you can see branches that offer:
- ATMs that drive-thru
- ATMs with walk-up access
- ATMs that are cardless
- ATMs that take deposits and credit card transactions.
- ATMs that accept cash withdrawals only. Deposits are not accepted.
- ATMs are located within the branch office
Bank of America Customer Service
If you require assistance or assistance from a customer support representative You are able to:
- Contact 1-800-432-1000, or any of the other numbers that are listed by department or subject in the site of the institution. Customer Service representatives are usually availableat:
- Monday through Friday Monday through Friday, a.m. until 11 p.m. Eastern Standard Time
- Saturday and Sunday Saturday and Sunday, a.m. until 8 p.m. Eastern Standard Time
- Set up appointments by accessing Bank of America Online.
- Chat with an agent on the Bank of America’s banking online portal. Make sure to know that the option is available only for specific subjects.
- On Twitter, follow Customer Service using the handle @BofA_Help.